Real estate financing
Bring your real estate project to life
Purchase, construction or refinancing — with tailored amortization plans for eligible projects.
Real estate financing supports you in home ownership and investment. Long durations and fixed conditions provide predictability.
The simulator shows your monthly payment, total cost and a full amortization schedule — exportable as CSV.
Fixed borrowing rate 3.50% — indicative, subject to review.
Conditions
- Amounts from €50,000 to €500,000
- Durations from 60 to 360 months
- Fixed borrowing rate 3.50% (indicative)
- Guarantee costs subject to review
Example
Example: €200,000 over 240 months at 3.50% fixed — indicative monthly payment of approx. €1,159.92, total amount approx. €278,380.80. Indicative, non-binding calculation.
Frequently asked questions about this solution
Simulator
Simulate your financing
Amount, duration, monthly payment — instantly calculated, with amortization schedule and scenarios. Indicative and non-binding.
Loan simulator
Indicative rate = ECB policy rate (MRO) + margin · as of 2026-09-19 — ECB · MRO 2.65 % + 1.35 pt
Your result
Estimated monthly payment
€184.17
Estimated total amount
€11,049.91
Total cost of credit
€1,049.91
Fixed borrowing rate
4.00 %
APR
4.00 %
Duration
60 months
Indicative simulation — it constitutes neither a credit offer nor a guarantee of acceptance. Final conditions depend in particular on the project, the applicant's situation and the review carried out by the competent party.
Scenario comparison
| Scenario | Duration | Monthly payment | Interest | Total cost |
|---|---|---|---|---|
| Shorter duration | 60 months | €184.17 | €1,049.91 | €11,049.91 |
| Your selection | 60 months | €184.17 | €1,049.91 | €11,049.91 |
| Longer duration | 72 months | €156.45 | €1,264.53 | €11,264.53 |