Personal loan
Your project deserves the right solution.
Discover a financing solution that matches your project and your situation.
Our solutions
Financing solutions for every project
Four areas, one standard: clarity, transparency and a solution that fits your situation.
Simulator
Simulate your financing
Amount, duration, monthly payment — instantly calculated, with amortization schedule and scenarios. Indicative and non-binding.
Loan simulator
Indicative rate = ECB policy rate (MRO) + margin · as of 2026-09-19 — ECB · MRO 2.65 % + 1.35 pt
Your result
Estimated monthly payment
€184.17
Estimated total amount
€11,049.91
Total cost of credit
€1,049.91
Fixed borrowing rate
4.00 %
APR
4.00 %
Duration
60 months
Indicative simulation — it constitutes neither a credit offer nor a guarantee of acceptance. Final conditions depend in particular on the project, the applicant's situation and the review carried out by the competent party.
Why EURO FINANZ?
Clarity first. Always.
Transparency
Clear information about applicable conditions — no fine print.
Guidance
A simple, understandable path from simulation to submission.
Simplicity
Simulation and request directly online — no account, no waiting.
Confidentiality
Your submitted information is protected and not stored permanently.
European approach
The website is available in 26 European languages.
Regulated framework
EURO FINANZ is registered as a COBSP with ORIAS under No. 10057374.
Testimonials
What customers say about the process
Feedback on the simulation, the request and the process — from several European countries.
“The simulation was immediately clear and the request was sent within minutes. Everything is very transparent.”
Markus H.
Munich, Germany
“Clear information, a simple process and a quick confirmation of my request. Exactly as it should be.”
Sophie L.
Lyon, France
“Clear comparison and a very readable amortization schedule. One form step was a bit long, otherwise great.”
Jan K.
Amsterdam, Netherlands
“The site is available in my language and the process was clear. The review took a little time, but I was kept informed.”
Elena R.
Vienna, Austria
“The request was simple, but I had to wait a little for the answer. Overall, it's fine.”
Piotr N.
Warsaw, Poland
“Finally a financing process without an account and without paperwork. Highly recommended.”
Carla M.
Madrid, Spain
“Good simulation with amortization schedule and CSV export. The contact was friendly and professional.”
Tomáš B.
Prague, Czechia
“Works well. I would just have liked more details about the required documents upfront.”
Ingrid S.
Stockholm, Sweden
How it works
Four steps to your request
Request
You present your project — online, in a few minutes, no account needed.
Preliminary review
The required information is reviewed according to the applicable process.
Offer
Where conditions allow, an offer may be presented to you.
Decision
The decision rests with the competent party when EURO FINANZ acts as an intermediary.